:root {
            --gold: #b8892d;
            --gold-light: #e6c877;
            --navy: #12263f;
            --navy-2: #1b3557;
            --paper: #faf8f3;
            --ink: #333333;
            --grey: #707684;
            --danger: #c0392b;
        }
        body {
            font-family: 'PingFang SC', 'Microsoft YaHei', 'Segoe UI', Tahoma, sans-serif;
            color: var(--ink);
            line-height: 1.75;
            background: #fff;
        }
        /* ===== 顶部提示条 ===== */
        .notice-bar {
            background: var(--navy);
            color: rgba(255, 255, 255, 0.85);
            font-size: 0.82rem;
            padding: 7px 0;
            letter-spacing: 0.3px;
        }
        .notice-bar a { color: var(--gold-light); text-decoration: none; }
        /* ===== 导航 ===== */
        .site-nav {
            background: #fff;
            border-bottom: 1px solid #ececec;
            padding: 14px 0;
        }
        .site-nav .brand {
            font-size: 1.3rem;
            font-weight: 800;
            color: var(--navy);
            text-decoration: none;
        }
        .site-nav .brand .mark {
            display: inline-flex;
            width: 38px;
            height: 38px;
            border-radius: 10px;
            background: linear-gradient(135deg, var(--gold-light), var(--gold));
            color: #fff;
            align-items: center;
            justify-content: center;
            margin-right: 10px;
            font-size: 1.05rem;
            vertical-align: middle;
        }
        .site-nav .nav-link {
            color: #3a4658 !important;
            font-weight: 500;
            font-size: 0.95rem;
            margin: 0 4px;
        }
        .site-nav .nav-link:hover { color: var(--gold) !important; }
        .btn-gold {
            background: linear-gradient(135deg, #d3ac52, var(--gold));
            border: none;
            color: #fff;
            font-weight: 700;
            padding: 10px 26px;
            border-radius: 4px;
            box-shadow: 0 4px 14px rgba(184, 137, 45, 0.35);
            transition: all 0.25s;
        }
        .btn-gold:hover {
            transform: translateY(-2px);
            color: #fff;
            box-shadow: 0 8px 20px rgba(184, 137, 45, 0.45);
        }
        .btn-ghost {
            border: 1.5px solid var(--gold);
            color: var(--gold);
            font-weight: 600;
            padding: 9px 26px;
            border-radius: 4px;
            background: transparent;
            transition: all 0.25s;
        }
        .btn-ghost:hover { background: var(--gold); color: #fff; }
        /* ===== Hero ===== */
        .hero {
            background:
                radial-gradient(900px 400px at 85% -10%, rgba(230, 200, 119, 0.22), transparent 60%),
                linear-gradient(135deg, #12263f 0%, #1b3557 55%, #26466f 100%);
            color: #fff;
            padding: 104px 0 116px;
            position: relative;
            overflow: hidden;
        }
        .hero .kicker {
            display: inline-block;
            border: 1px solid rgba(230, 200, 119, 0.5);
            color: var(--gold-light);
            border-radius: 999px;
            font-size: 0.8rem;
            letter-spacing: 3px;
            padding: 5px 16px;
            margin-bottom: 18px;
        }
        .hero h1 {
            font-size: 2.5rem;
            font-weight: 800;
            line-height: 1.55;
            letter-spacing: 2px;
            margin-bottom: 1.6rem;
        }
        .hero h1 em {
            font-style: normal;
            color: var(--gold-light);
            border-bottom: 3px solid rgba(230, 200, 119, 0.45);
            padding-bottom: 2px;
        }
        .hero .sub {
            color: rgba(255, 255, 255, 0.78);
            font-size: 1.05rem;
            line-height: 1.95;
            max-width: 560px;
            margin-bottom: 2.4rem;
        }
        .hero-tags { display: flex; flex-wrap: wrap; gap: 12px; margin-bottom: 2.6rem; }
        .hero-tags span {
            background: rgba(255, 255, 255, 0.07);
            border: 1px solid rgba(255, 255, 255, 0.16);
            border-radius: 6px;
            padding: 8px 16px;
            font-size: 0.88rem;
            color: rgba(255, 255, 255, 0.9);
        }
        .hero-tags i { color: var(--gold-light); margin-right: 6px; }
        /* Hero 数据卡 */
        .hero-stats {
            background: rgba(255, 255, 255, 0.06);
            border: 1px solid rgba(255, 255, 255, 0.14);
            border-radius: 14px;
            padding: 32px 30px;
            backdrop-filter: blur(6px);
        }
        .hero-stats .hs-title {
            color: var(--gold-light);
            font-weight: 700;
            margin-bottom: 18px;
            font-size: 1rem;
            letter-spacing: 1px;
        }
        .hero-stats .hs-row {
            display: flex;
            align-items: flex-start;
            gap: 14px;
            padding: 16px 0;
            border-bottom: 1px dashed rgba(255, 255, 255, 0.14);
            font-size: 0.95rem;
            line-height: 1.7;
            color: rgba(255, 255, 255, 0.88);
        }
        .hero-stats .hs-row:last-child { border-bottom: none; }
        .hero-stats .hs-row i {
            color: var(--gold-light);
            margin-top: 5px;
            font-size: 1rem;
        }
        /* ===== 通用 section ===== */
        .sec { padding: 76px 0; }
        .sec-paper { background: var(--paper); }
        .sec-head { text-align: center; margin-bottom: 2.8rem; }
        .sec-head .bar {
            display: inline-block;
            width: 46px;
            height: 4px;
            border-radius: 2px;
            background: linear-gradient(90deg, var(--gold-light), var(--gold));
            margin-bottom: 14px;
        }
        .sec-head h2 {
            font-weight: 800;
            font-size: 1.85rem;
            color: var(--navy);
            margin-bottom: 10px;
        }
        .sec-head p { color: var(--grey); max-width: 620px; margin: 0 auto; }
        /* ===== 五大标准 ===== */
        .std-card {
            background: #fff;
            border: 1px solid #efece4;
            border-radius: 12px;
            padding: 26px 22px;
            height: 100%;
            transition: all 0.25s;
            position: relative;
        }
        .std-card:hover {
            border-color: var(--gold-light);
            box-shadow: 0 14px 30px rgba(18, 38, 63, 0.1);
            transform: translateY(-5px);
        }
        .std-card .num {
            position: absolute;
            top: 18px;
            right: 20px;
            font-size: 2.2rem;
            font-weight: 800;
            color: rgba(184, 137, 45, 0.14);
            line-height: 1;
        }
        .std-card .ico {
            width: 48px;
            height: 48px;
            border-radius: 10px;
            background: linear-gradient(135deg, #f3e5c3, #e6c877);
            color: #8a6516;
            display: flex;
            align-items: center;
            justify-content: center;
            font-size: 1.25rem;
            margin-bottom: 14px;
        }
        .std-card h3 { font-size: 1.1rem; font-weight: 700; color: var(--navy); margin-bottom: 8px; }
        .std-card p { font-size: 0.9rem; color: var(--grey); margin: 0; }
        /* ===== 正规 vs 需留意平台对照表 ===== */
        .signal-table-wrap {
            background: #fff;
            border-radius: 12px;
            box-shadow: 0 6px 22px rgba(18, 38, 63, 0.08);
            overflow: hidden;
        }
        .signal-table {
            width: 100%;
            min-width: 620px;
            border-collapse: collapse;
            font-size: 0.93rem;
        }
        .signal-table thead th {
            background: var(--navy);
            color: #fff;
            padding: 15px 18px;
            font-weight: 600;
            text-align: left;
        }
        .signal-table thead th.good { background: #1f6b46; }
        .signal-table thead th.bad { background: #8e3125; }
        .signal-table tbody td {
            padding: 14px 18px;
            border-bottom: 1px solid #f0ede6;
            color: #4d5566;
            vertical-align: top;
        }
        .signal-table tbody td:first-child {
            font-weight: 700;
            color: var(--navy);
            background: #faf8f3;
            white-space: nowrap;
        }
        .signal-table tbody tr:last-child td { border-bottom: none; }
        .signal-table .ok { color: #1f8a5b; margin-right: 6px; }
        .signal-table .no { color: #c0392b; margin-right: 6px; }
        /* ===== 选前留意要点（深色） ===== */
        .trap-sec {
            background: linear-gradient(160deg, #101f33 0%, #1b3557 100%);
            color: #fff;
            padding: 76px 0;
        }
        .trap-sec .sec-head h2 { color: #fff; }
        .trap-sec .sec-head p { color: rgba(255, 255, 255, 0.6); }
        .trap-card {
            background: rgba(255, 255, 255, 0.05);
            border: 1px solid rgba(255, 255, 255, 0.12);
            border-left: 4px solid #d0604f;
            border-radius: 10px;
            padding: 20px 22px;
            height: 100%;
            transition: all 0.25s;
        }
        .trap-card:hover { background: rgba(255, 255, 255, 0.09); transform: translateY(-4px); }
        .trap-card h4 {
            font-size: 1rem;
            font-weight: 700;
            color: #f0a99e;
            margin-bottom: 6px;
        }
        .trap-card h4 i { margin-right: 8px; }
        .trap-card p {
            font-size: 0.88rem;
            color: rgba(255, 255, 255, 0.72);
            margin: 0;
        }
        /* ===== 三步法 ===== */
        .steps-line { position: relative; }
        .step-item {
            display: flex;
            gap: 18px;
            padding: 18px 0;
        }
        .step-item .s-no {
            flex-shrink: 0;
            width: 46px;
            height: 46px;
            border-radius: 50%;
            background: linear-gradient(135deg, #d3ac52, var(--gold));
            color: #fff;
            font-size: 1.15rem;
            font-weight: 800;
            display: flex;
            align-items: center;
            justify-content: center;
            box-shadow: 0 0 0 6px rgba(184, 137, 45, 0.15);
        }
        .step-item h4 { font-size: 1.05rem; font-weight: 700; color: var(--navy); margin-bottom: 4px; }
        .step-item p { font-size: 0.9rem; color: var(--grey); margin: 0; }
        .step-panel {
            background: #fff;
            border: 1px solid #efece4;
            border-radius: 14px;
            padding: 30px 32px;
            box-shadow: 0 6px 22px rgba(18, 38, 63, 0.06);
        }
        /* ===== 文章板块 ===== */
        .art-filter { text-align: center; margin-bottom: 30px; }
        .art-filter button {
            border: 1px solid #e3ded2;
            background: #fff;
            color: #5a6474;
            border-radius: 999px;
            padding: 7px 20px;
            font-size: 0.88rem;
            margin: 0 5px 8px;
            transition: all 0.2s;
        }
        .art-filter button.active, .art-filter button:hover {
            background: var(--navy);
            border-color: var(--navy);
            color: #fff;
        }
        .art-card {
            display: flex;
            flex-direction: column;
            background: #fff;
            border: 1px solid #efece4;
            border-radius: 12px;
            overflow: hidden;
            height: 100%;
            transition: all 0.25s;
        }
        .art-card:hover {
            box-shadow: 0 14px 32px rgba(18, 38, 63, 0.1);
            transform: translateY(-5px);
            border-color: var(--gold-light);
        }
        .art-cover {
            height: 128px;
            display: flex;
            align-items: center;
            justify-content: center;
            font-size: 2.4rem;
            color: rgba(255, 255, 255, 0.9);
        }
        .cover-a { background: linear-gradient(135deg, #26466f, #1b3557); }
        .cover-b { background: linear-gradient(135deg, #8a6516, #b8892d); }
        .cover-c { background: linear-gradient(135deg, #8e3125, #b04a3a); }
        .cover-d { background: linear-gradient(135deg, #1f6b46, #2c8f63); }
        .art-body { padding: 20px 22px 16px; display: flex; flex-direction: column; flex: 1; }
        .art-body .meta {
            font-size: 0.78rem;
            color: #9aa2b1;
            margin-bottom: 8px;
            display: flex;
            gap: 12px;
            flex-wrap: wrap;
        }
        .art-body .meta .cat {
            color: var(--gold);
            font-weight: 700;
        }
        .art-body h3 {
            font-size: 1.05rem;
            font-weight: 700;
            color: var(--navy);
            line-height: 1.5;
            margin-bottom: 8px;
        }
        .art-body p { font-size: 0.88rem; color: var(--grey); flex: 1; margin-bottom: 14px; }
        .art-body .more {
            font-size: 0.85rem;
            font-weight: 600;
            color: var(--gold);
            text-decoration: none;
            cursor: pointer;
            user-select: none;
        }
        .art-body .more i { margin-left: 4px; transition: transform 0.2s; }
        .art-card:hover .more i { transform: translateX(4px); }
        .art-full {
            max-height: 0;
            overflow: hidden;
            transition: max-height 0.4s ease;
            border-top: 1px dashed #eee8da;
            margin-top: 0;
        }
        .art-full.open { max-height: 520px; margin-top: 14px; }
        .art-full p {
            font-size: 0.88rem;
            color: #4d5566;
            line-height: 1.85;
            margin: 0 0 10px;
        }
        .art-full p:last-child { margin-bottom: 2px; }
        .art-full .art-tag {
            display: inline-block;
            background: #f3e5c3;
            color: #8a6516;
            border-radius: 4px;
            font-size: 0.76rem;
            font-weight: 700;
            padding: 2px 8px;
            margin: 0 6px 4px 0;
        }
        /* ===== FAQ ===== */
        .faq-item {
            background: #fff;
            border: 1px solid #eae6dc;
            border-radius: 10px;
            margin-bottom: 12px;
            overflow: hidden;
        }
        .faq-q {
            width: 100%;
            text-align: left;
            background: none;
            border: none;
            padding: 17px 22px;
            font-weight: 650;
            color: var(--navy);
            font-size: 0.98rem;
            display: flex;
            justify-content: space-between;
            align-items: center;
            gap: 14px;
        }
        .faq-q .chev { color: var(--gold); transition: transform 0.25s; flex-shrink: 0; }
        .faq-q.open .chev { transform: rotate(180deg); }
        .faq-a {
            max-height: 0;
            overflow: hidden;
            transition: max-height 0.3s ease;
        }
        .faq-a .inner {
            padding: 0 22px 18px;
            color: #4d5566;
            font-size: 0.93rem;
            border-top: 1px dashed #eee8da;
            padding-top: 14px;
            margin-top: 0;
        }
        /* ===== 开户流程 ===== */
        .flow-step {
            background: var(--paper);
            border: 1px solid #efece4;
            border-radius: 14px;
            padding: 30px 20px 26px;
            height: 100%;
            text-align: center;
            position: relative;
            transition: all 0.25s;
        }
        .flow-step:hover {
            border-color: var(--gold-light);
            box-shadow: 0 14px 30px rgba(18, 38, 63, 0.1);
            transform: translateY(-5px);
        }
        .flow-step .fs-no {
            position: absolute;
            top: 16px;
            right: 18px;
            font-size: 1.7rem;
            font-weight: 800;
            color: rgba(184, 137, 45, 0.16);
            line-height: 1;
        }
        .flow-step .fs-ico {
            width: 58px;
            height: 58px;
            margin: 0 auto 14px;
            border-radius: 50%;
            background: linear-gradient(135deg, #d3ac52, var(--gold));
            color: #fff;
            font-size: 1.3rem;
            display: flex;
            align-items: center;
            justify-content: center;
            box-shadow: 0 0 0 6px rgba(184, 137, 45, 0.12);
        }
        .flow-step h4 {
            font-size: 1.02rem;
            font-weight: 700;
            color: var(--navy);
            margin-bottom: 8px;
        }
        .flow-step p {
            font-size: 0.86rem;
            color: var(--grey);
            margin: 0;
        }
        /* ===== 页脚 ===== */
        .footer {
            background: var(--navy);
            color: rgba(255, 255, 255, 0.72);
            padding: 54px 0 26px;
        }
        .footer h5 {
            color: var(--gold-light);
            font-size: 0.98rem;
            font-weight: 700;
            margin-bottom: 16px;
            letter-spacing: 1px;
        }
        .footer a {
            color: rgba(255, 255, 255, 0.72);
            text-decoration: none;
            display: block;
            font-size: 0.88rem;
            margin-bottom: 8px;
        }
        .footer a:hover { color: var(--gold-light); }
        .footer .fb { color: #fff; font-weight: 800; font-size: 1.25rem; margin-bottom: 10px; }
        .footer .fd { font-size: 0.86rem; color: rgba(255, 255, 255, 0.5); }
        .footer .risk {
            border-top: 1px solid rgba(255, 255, 255, 0.12);
            margin-top: 34px;
            padding-top: 20px;
            font-size: 0.78rem;
            color: rgba(255, 255, 255, 0.42);
            text-align: center;
        }
        .footer .cp {
            text-align: center;
            font-size: 0.83rem;
            color: rgba(255, 255, 255, 0.5);
            margin: 14px 0 0;
        }
        @media (max-width: 992px) {
            .hero { padding: 58px 0 66px; }
            .hero h1 { font-size: 2rem; }
            .hero-stats { margin-top: 30px; }
        }
        @media (max-width: 576px) {
            .sec { padding: 52px 0; }
            .sec-head h2 { font-size: 1.45rem; }
            .hero h1 { font-size: 1.6rem; }
        }